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16 offerings open on the board today

Whole loans and loan participations

Know what a loan pool does to your balance sheet before you buy.

Go from a loan tape to total return projections, balance sheet impact and board-ready reports on one platform.

See current offeringsGet started
  • Banks
  • Credit unions
  • Buy side and sell side

Impact on your institution: capital, income and rate risk, today and with the pool. Figures are shown to account holders.

Impact on your institutionfrom your latest call report
  • Capital
    Capital ratio, pro forma
  • Income
    Annual net interest income
  • Rate risk
    EVE at +200bp
Portfolio Analytics

The Portfolio Analytics page: nine tabs, a strip of eight pricing and risk figures, and the pool's cashflows. Figures are shown to account holders.

Your pool
balance · loans · priced today
Reprice
SummaryStratificationsLoan ListingCashflowsScenario Yield AnalysisCECL / AllowanceGeographic AnalysisCRA EligibilityCDFI EligibilityPerformance History
Balance
loans
Price
Net rate
BEY NL
Offerings open on the board today
16
Banks and credit unions with call report data
8,612
CRA exam records from the FFIEC
83,093
Rate scenarios, -300 to +300bp
7

Call report counts as of June 30, 2026.

On the board now

16 offerings open today

Explore the collateral, compare the opportunity, and open the offering for a closer look.

View all offerings
  • Asset illustration

    Asset-class illustration. Not an image of the offered collateral.

    Commercial · CRE Multifamily

    Still River Realty LLC

    Winchester, CT

    CU Loan Participation1 loan · 90% participation

    Current Balance

    $5,500,000.00$5.5M

    Sign in to review pricing and analytics.

    View offering

    Offered Oct 21, 2026

  • Asset illustration

    Asset-class illustration. Not an image of the offered collateral.

    Commercial · CRE Multifamily

    2881 Valentine Ave LLC

    Bronx, NY

    CU Loan Participation1 loan · 90% participation

    Current Balance

    $2,000,000.00$2.0M

    Sign in to review pricing and analytics.

    View offering

    Offered Oct 21, 2026

  • Illustrative image

    AI-generated representative imagery. Not a photograph of the offered collateral.

    Lease · Medical Equipment Lease

    Prime CU Medical Equipment Lease Participation

    CU Loan Participation51 leases · 90% participation

    Current Balance

    $7,565,060.51$7.6M

    Sign in to review pricing and analytics.

    View offering

    Offered Oct 21, 2026

Analysis for your decision

Understand the pool, the price and the impact

Review projected cashflows and returns, the modeled effect on your institution, and a selection that fits your book. Available results depend on the loan data, filing coverage and selected assumptions.

01

Priced loan by loan, under seven rate paths

Cashflows for every loan. Yield, WAL, duration and option-adjusted spread on a Hull-White rate model, from -300 to +300 basis points, with CECL and total return over one, three and five years.

Scenario analysis: yield, WAL, duration and price at each of the seven rate shocks. Figures are shown to account holders.

Scenario AnalysisBEY · WAL · duration · price, per shock
  1. -300
  2. -200
  3. -100
  4. Base

Why LoanBook

More than a listing board

Bring the opportunity, loan-level analysis and institution impact into the same decision. Compare modeled outcomes alongside the source data and offering terms.

  1. 01

    See what a pool does to your balance sheet before you buy

    For supported pools and institutions, model the effect using your institution’s available call report: the change in your capital ratio, your annual net interest income and your economic value of equity at +200bp. Credit unions and banks each get their own vocabulary and tax treatment.

  2. 02

    Priced with institutional analytics, loan by loan

    Explore the same analytics engines the trading desk uses: cashflows for every loan, yield and WAL, option-adjusted spread on a Hull-White rate model, seven rate scenarios from -300 to +300bp, CECL, and total return over one, three and five years.

How it works

Two paths, one deal page

Start with an offering or your own portfolio. Review the analysis, request access and work with the desk through diligence and settlement.

For buyers

  1. 1Offering Summary, Not started
  2. 2Request NDA, Not started
  3. 3Analytics, Not started
  4. 4Optimize, Not started
  5. 5ALM Simulation, Not started
  6. 6Request LOI, Not started
  7. 7Due Diligence, Not started
  8. 8Settlement and Reporting, Not started

Pricing and balance sheet impact before you commit, reporting after you settle, all on the same page as the NDA and the data room.

How buying works

For sellers

  1. 1Upload a Portfolio, Not started
  2. 2Analytics, Not started
  3. 3ALM Simulation, Not started
  4. 4Decide to Sell, Not started
  5. 5Offering Created and Posted, Not started
  6. 6LOI Delivered, Not started
  7. 7Due Diligence, Not started
  8. 8Settlement, Not started
  9. 9Reporting, Not started

Send the tape you have. The desk prices it with the same analytics buyers see, takes it to institutions it fits, and runs diligence, settlement and monthly reporting in one place.

How selling works

Built on the regulators' data

Institution analysis grounded in regulatory filings

Institution analysis uses available FDIC and NCUA call reports and FFIEC CRA exam history. Review each institution’s filing date and any missing-data notices.

  • 4,313
    FDIC-insured banks
  • 4,299
    Federally insured credit unions
  • 83,093
    FFIEC CRA exam records
LoanBook brings the analysis into the transaction workflow, helping institutional teams evaluate opportunities and work with the desk from first look through closing.
Stephen Bone, founder. Three decades in fixed income and whole loan trading.

Evaluating LoanBook for your institution? Review our security methods and contact the desk for your IT review. Model outputs are estimates, not guaranteed returns or regulatory approval.

Start with the offerings on the board today.

Explore public offering summaries, then get started for account access and institution-specific analysis. Confidential documents require the applicable permissions and NDA.

See current offeringsGet started
LoanBook

Whole loan and participation analytics, offerings and settlement for banks and credit unions.

Built by a trader, for traders.

Marketplace

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For institutional investors only·For informational purposes only

Securities offered through Cohen Securities, LLC, Member FINRA/SIPC·© 2026 LoanBook Technologies, LLC. All rights reserved.

Disclosures

Today, then with the pool.Request NDA
wL
UST Sprd NL
wL
WAL
Eff Dur · Cnv
CPR
CDR
Avg Loss
CECL
OAS
COAS
Cashflowsprincipal · interest · prepayments · losses

Impact on your institution: capital, income and rate risk, today and with the pool. Figures are shown to account holders.

Impact on your institutionfrom your latest call report
  • Capital
    Capital ratio, pro forma
  • Income
    Annual net interest income
  • Rate risk
    EVE at +200bp
Today, then with the pool.Request NDA
  • Illustrative image

    AI-generated representative imagery. Not a photograph of the offered collateral.

    Lease · Medical Equipment Lease

    Prime CU Medical Equipment Lease Participation - Option A

    CU Loan Participation34 leases · 90% participation

    Current Balance

    $4,742,437.05$4.7M

    Sign in to review pricing and analytics.

    View offering

    Offered Oct 21, 2026

  • Illustrative image

    AI-generated representative imagery. Not a photograph of the offered collateral.

    Residential · 1-4 Family Residential

    CU 1-4 Family Residential QM ARM Loan Participation

    CU Loan Participation29 loans · 90% participation

    Current Balance

    $10,602,951.19$10.6M

    Sign in to review pricing and analytics.

    View offering

    Offered Oct 21, 2026

  • Illustrative image

    AI-generated representative imagery. Not a photograph of the offered collateral.

    Residential · 1-4 Family Residential

    CU 1-4 Family Short Reset QM ARM Loan Participation

    CU Loan Participation81 loans · 90% participation

    Current Balance

    $10,782,963.28$10.8M

    Sign in to review pricing and analytics.

    View offering

    Offered Oct 21, 2026

    • Pricing requires account access. Confidential documents and loan tapes also require the applicable deal permissions and NDA.

  • +100
  • +200
  • +300

    • Basis points, parallel shifts. Levels open with an account.

    See the analytics
    02

    Its effect on your balance sheet, from your call report

    Capital ratio, annual net interest income and economic value of equity at +200bp, today and with the pool, in your charter's own vocabulary and tax treatment.

    Impact on your institution: capital, income and rate risk, today and with the pool. Figures are shown to account holders.

    Impact on your institutionfrom your latest call report
    • Capital
      Capital ratio, pro forma
    • Income
      Annual net interest income
    • Rate risk
      EVE at +200bp
    Today, then with the pool.Request NDA
    See balance sheet impact
    03

    A carve that fits your buy box and your limits

    Want part of a pool? Choose a goal and supported limits to model a selection at the published offering terms. Review feasibility, assumptions and your institution’s policies before proceeding.

    Carve for me: a goal, the buy box and limits, and the loans selected with their balance and yield. Figures are shown to account holders.

    Carve for mecentral optimizer
    GoalBest yield inside my limits
    • Sector
    • Max WAL
    • States
    • Max loan size
    • Min FICO
    • Regulatory limit
    Loans selected
    Balance
    Yield
    How buying works
    03

    Our own prepayment, default and loss models

    Product-specific prepayment, default and loss-severity models use their supported calibration data and economic inputs. County-level context informs supported models where available; assumptions and coverage matter.

  • 04

    Carve a pool to fit your book

    Choose a goal and supported buy-box constraints to model a selection at published offering terms. Review feasibility and your institution’s policy and regulatory requirements before proceeding.

  • 05

    Institution research from regulatory filings

    Available FDIC bank and NCUA credit-union financials, together with FFIEC CRA exam history, support institution research and impact analysis. Filing dates and coverage remain visible.

  • 06

    One page from first look to monthly remittance

    The offering, the NDA, the data room, diligence requests, closing review and the monthly remittance report all live on the same deal page, with a tracker that shows where the trade stands and the one thing it needs next.

    • About LoanBook